JCP&L Financing: 0% and Low-Rate Options for Energy Efficiency Projects

STATE

New Jersey

UTILITY

Jersey City Power & Light (JCP&L)

SOLUTION

LED Lighting

Facilities in Jersey Central Power & Light (JCP&L) territory have access to 0% financing options for qualifying energy efficiency projects.

This program is typically paired with utility incentives and can support upgrades like LED lighting.

Key Program Details

  • 0% financing for projects under $250,000
  • For projects above $250,000, 0% financing available for 80% of project cost (blended rate structure)
  • 3-year and 5-year terms
  • Must be paired with a utility incentive
  • On-bill repayment available

For larger projects, understanding how the blended financing structure applies is important when evaluating total project cost.

See our full 2026 guide to On-Bill and Utility-Sponsored Financing Programs for facility upgrades.

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Reach out to our team to discuss your facility upgrade and what financing or incentive opportunities may be available!

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