If your facility operates in San Diego Gas & Electric territory, there is a path to 0% financing for LED lighting upgrades through SDG&E’s On-Bill Financing program.
This program allows qualifying upgrades to be repaid through your utility bill, simplifying internal approvals and avoiding a traditional loan structure.
Key features:
- Requires participation in the GRID-MAP M&V incentive
- Commercial customers: $100,000 per meter (capped at $1M), 3-year maximum payback for lighting
- Government-funded customers: $250,000 per meter (capped at $2M), 15-year maximum payback for lighting
- Eligible California state accounts: $1,000,000 per meter (capped at $2M), 15-year maximum payback
Payback limits and per-meter caps are critical when evaluating scope.
See our full 2026 guide to On-Bill and Utility-Sponsored Financing Programs for facility upgrades.
See If Your Facility Qualifies
Discuss your facility with one of our experts and see if On-Bill Financing is a potential option for you next efficiency project.
Disclaimer: Program details, eligibility requirements, and funding availability are subject to change at any time. This information is intended as a general overview. PEC works directly with utility programs to verify current eligibility and structure projects accordingly.
